Savers

MarylandSaves, for small businesses and those who make them great.

Your . in Maryland

The team at MarylandSaves offers a new savings and retirement program that puts you in control of your financial future.

MarylandSaves is an opportunity to invest in yourself, to set your dreams in motion.

This state-facilitated retirement program is flexible and easy to enroll

You Decide

Once your employer decides to participate, all savings options are up to you as the saver. Your future is in your hands.

It's Easy

As a participant, a portion of your pay will automatically be invested in an individual IRA account that belongs to you.

It's Flexible

Increase the investment in yourself when you can, and change the rate of investment when needed. You can opt-out at any time.

Your Money Goes With You

Since you don’t know what your future holds or where it will take you, this account is portable and goes wherever you go. The account is connected to you, not your employer, even if you leave your job. And you can keep contributing on your own.

Access Anytime

You have access to your savings anytime you need it.

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